CARD ISSUING INFRASTRUCTURE

Issue cards for every business scenario.

Launch virtual and physical card programs, control every transaction, and manage your cardholders from one platform.

analytics Program Dashboard
Total Spend
$124,500
Active Cards
4,192
RECENT AUTH Live
shopping_cartAcme Corp
+$250.00
flightDelta
+$45.00
contactless VIRTUAL
•••• •••• •••• 4291
ALEX JENKINS 12/26
credit_card Virtual & physical cards
storefront Business & consumer programs
public Multi-currency ready
code API-first issuing
*Availability depends on the approved program, region, and use case

Cards built around real business needs

Design card programs tailored to specific use cases with programmatic controls and precise authorization rules.

CREATE MEDIA CARD add_circle
Q3 Brand Campaign
$50,000 / mo
Merchant Lock Meta Ads, Google
Illustrative UI preview

Media Buying

Configure virtual cards for advertising platforms such as Google and Meta. Isolate spend by campaign or client.

Recommended card behavior:
Multi-use virtual, campaign limit
PROCUREMENT CARD add_circle
Order #892-AZ
$1,240.50 Exact
Single-Use Only
Illustrative UI preview

E-commerce

Create single-use virtual cards for secure online procurement and automated reconciliation.

Recommended card behavior:
Single-use virtual, date lock
CARD ISSUANCE
JD
John Doe
Physical Card • Ending in 4291

Corporate Expenses

Equip your team with physical and virtual cards. Enforce expense policies automatically at the point of sale.

Recommended card behavior:
Employee cards, MCC rules
JUST-IN-TIME FUNDING
Funded on auth

Marketplace Payouts

Design approved card-based payout flows for couriers, hosts, or sellers with configurable funding and authorization rules.

Recommended card behavior:
JIT funding pattern
OTA BOOKING CARD add_circle
Booking Ref: #TX-9012
Airlines (3000-3350)
Exp: 48 Hrs
Illustrative UI preview

Travel & Booking

Generate cards for OTA bookings. Lock cards to specific merchants and exact authorization amounts.

Recommended card behavior:
Supplier/amount controls
VELOCITY LIMITS
1 Transaction / Month
Reset on 1st of month

Subscriptions

Manage recurring SaaS spend. Create a dedicated virtual card per vendor to prevent overcharges.

Recommended card behavior:
Reusable per vendor, velocity limits

One platform. Two ways to serve card users.

Mix and match card types and programs to fit your exact business model.

business

Platform & Merchant Programs

Robust infrastructure for managing large-scale issuance and complex corporate logic.

check_circle
API Integration & Webhooks
Full programmatic control over the card lifecycle.
check_circle
White-label Issuance
Embed branded cards directly into your UI.
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Batch Templates
Generate card batches according to your approved program limits.
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Configurable Approvals
Maker-checker workflows and policy enforcement.
person

Consumer Experience

Seamless self-service tools for end-users.

  • touch_app Self-service selection
  • fact_check Application status
  • power_settings_new Instant activation
  • ac_unit Freeze / Unfreeze
Business Programs Consumer Programs Prepaid & Debit Credit (BIN Sponsorship) Single-Use Reloadable

*Program availability depends on region and use case approval.

Configure the card program your business needs.

Design your exact program setup before writing any code.

1. Audience

2. Construct

3. Form Factor

4. Delivery

Business Prepaid contactless
•••• •••• •••• 1234
VIRTUAL • API-FIRST
Network: Per approved card profile
Availability: Subject to approval

*Configuration availability is subject to regulatory approval and regional compliance requirements.

Everything required to launch and operate a card program.

A complete, end-to-end infrastructure stack.

settings
Program Setup
api
Issuing API
rule
Auth Rules
account_balance
Ledger & Funding
admin_panel_settings
Back-office Ops
smartphone
Cardholder UX
webhook
Webhooks & Reporting

Know where every dollar is—from funding to settlement.

Real-time ledgering for complete financial visibility and reconciliation.

receipt_long Ledger Details
Program Account: PRG-9823
Available Balance
$1,245,000.00
Pending Auth
-$12,450.00
Settled (MTD)
-$342,100.00
Fees Generated
+$1,420.50
Time Type Description Amount Balance
10:42 AM Auth Merchant: AWS Services -$450.00 $1,245,000.00
09:15 AM Capture Merchant: Uber -$24.50 $1,245,450.00
08:00 AM Funding ACH Transfer In +$500,000.00 $1,245,474.50

*Funding timelines and settlement processes vary by region and program construct.

Start from a card profile

Pre-configured templates to rapidly deploy specialized card products.

Campaign Card

Behavior: Multi-use Virtual
Funding: Pre-funded Budget
Controls: Monthly Limit, MCC Lock

Supplier Card

Behavior: Single-use Virtual
Funding: Just-in-Time
Controls: Exact Amount, Exp Window

Booking Card

Behavior: Virtual, API Issued
Funding: Prefunded
Controls: Travel MCCs Only, Date Lock

Employee Expense

Behavior: Physical & Tokenized
Funding: Credit / Charge
Controls: Daily Limits, Block Cash/Gambling

Subscription Card

Behavior: Vendor-locked Virtual
Funding: Pre-funded
Controls: Velocity (1/mo), Amount Cap

Consumer Spend

Behavior: Physical & Wallet
Funding: User Wallet / DDA
Controls: User-managed Freeze/Unfreeze

Choose how you launch with EasyCards.

Flexible integration options to match your engineering resources and time-to-market goals.

code

API-First

Build a completely custom experience using our robust REST APIs and webhooks.

check_circle Best for: Embedded fintech, custom apps
check_circle Ownership: Full UI/UX control
check_circle Operations: Built into your internal tools
Explore developer docs arrow_forward
Most Popular
branding_watermark

White-Label UI

Embed our pre-built, customizable UI components directly into your application.

The White-Label Stack
1. Branded Cardcredit_card
2. Cardholder UXsmartphone
3. Merchant Back Officeadmin_panel_settings
4. Issuing APIapi
5. Risk & Rulesgavel
6. Reporting & Supportanalytics
dashboard

EasyCards Portal

Use our out-of-the-box merchant and cardholder portals with zero coding required.

check_circle Best for: Non-technical teams, rapid pilot
check_circle Ownership: Hosted by EasyCards
check_circle Operations: Managed via EasyCards Dashboard

Run your entire card program from one control center.

A powerful dashboard for your operations team to manage issuance, monitor authorizations, and configure spend controls without writing code.

Batch Card Issuance

Create and assign multiple cards from a template.

visibility Portal preview
warning
Low Ledger Balance
Program account PRG-9823 is below $50,000 threshold. Funding recommended.
notifications_active
Auth Decline Spike
Unusual volume of declined auths (MCC 5942) in the last 15 mins.

Pending Approvals Maker-Checker

Marketing Team Batch (50 cards)
Requested by: Sarah J.
Review Required
Increase Limit: Meta Ads
Req: $100k/mo → $150k/mo
Review Required

Rule Configuration Preview

public Multi-currency Lock USD, EUR Only
schedule Time-window Auth Mon-Fri, 9AM-5PM EST
storefront MCC Blocklist 7800-7999 (Gambling)

High-frequency payment scenarios

Operational blueprints for the most common card use cases.

contactless
Apple Pay
Wallet provisioning
check_circletoken
Profile-dependent
contactless
Google Pay
Wallet provisioning
check_circletoken
Profile-dependent
psychology
GPT & AI tools
SaaS Subscriptions
syncverified_user
Merchant & region rules
shopping_bag
Amazon Ecosystem
AWS, Ads, Marketplace
check_circlesync
Use-case specific
cloud
SaaS Subscriptions
Cloud & Dev Tools
syncverified_user
Profile-dependent
ads_click
Advertising Spend
Meta, Google Ads
check_circletrending_up
Program-dependent
inventory_2
E-commerce
Vendor Payments
check_circlelock
Single/multi-use
flight
Travel & Expenses
Hotels, Flights, Ride
check_circletoken
Profile-dependent
Before you issue
Merchant / Platform
United States
Apple/Google Pay
$50k - $250k / mo
Check Eligibility

*Actual compatibility depends on card profile/BIN, network rules, merchant acceptance, MCC, region, currency, risk controls, and wallet tokenization eligibility.

The path to a live card program.

Our guided onboarding process ensures compliance, technical readiness, and operational success.

1

Discover & Approve

Use case review & compliance

2

Configure

Program setup & pricing

3

Integrate & Sandbox

API testing & UI build

4

Pilot

Internal testing in prod

5

Launch

Go live to customers

6

Monitor & Optimize

Scale and refine rules

bug_report Sandbox testing flash_on Real-time auth events tune Configurable spend rules receipt_long Ledger-level reporting manage_accounts Role-based operations app_settings_alt Cardholder controls

Frequently Asked Questions

How long does it take to launch a card program?

Launch timelines depend on program configuration, integration scope, and regulatory approvals. Our discovery phase maps the required work and provides a program-specific timeline.

How does funding work?

Funding models are configured per approved program and may include prefunding or eligible just-in-time patterns. The available rails, settlement flow, and currencies are confirmed during program design.

Can I issue both business and consumer cards?

EasyCards is designed for merchant-first commercial programs and can also support approved consumer program configurations. Availability depends on the selected card profile, region, compliance review, and program approval.

Do you support physical cards and digital wallets?

Programs may include virtual cards, physical cards, and eligible wallet-tokenized cards. Apple Pay and Google Pay provisioning depends on the approved card profile, region, and tokenization eligibility.

Where can EasyCards programs operate?

Geographic availability is assessed for each program. Share your target countries, billing currencies, merchants, and use cases with our team to confirm an eligible card profile.

Build the card program your business needs.

Plan an approved virtual or physical card program with programmable controls and an integration path matched to your business.